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Ethical Issues in Fraternizing With Students
Ethical Issues in Fraternizing With Students
Author
Institution
Introduction
The importance of a conducive environment cannot be gainsaid as far as the success of students in their academic life and even their future professional lives is concerned. Indeed, a large number of schools have strived to provide students with the best facilities and conditions possible to enable them to thrive both socially, professionally and academically (Riley, 2010). These efforts, however, do not merely entail the provision of physical facilities rather they also involve the cultivation of friendly relationships between the faculty members and the students. Indeed, the presence of friendly interactions between faculty members and students has always been cited as conducive for the academic prosperity of students. This is the only way that students would feel free to consult the faculty members in instances where they face difficulties in their academics. Unfortunately, recent times have seen an increase in fraternization of students, a situation that arises in instances where relationships between students and faculty members go beyond the scope of normal interactions. Fraternization of students encompasses varied aspects including socializing with them off and on center except when performing one’s job, visiting them, offering them rides in private vehicles, buying or selling from them, providing them with housing, lending or borrowing from them or even, getting involved with them in ways other than in the performance of one’s duties (Riley, 2010). This issue becomes even more problematic especially considering that the faculty members are, in all respects, superior to the students, irrespective of whether the relationship between them is simply a strong friendship or romantic in nature. The acknowledgement of the danger in this fraternization would go a long way in enabling an individual or institution to determine the necessity of implementing official policies prohibiting such relationships (Allitt, 2005). There are varied issues that may arise from fraternizing with students.
First, fraternization is bound to bring about cases of favoritism. In instances where a student and a faculty member become too close outside the jurisdiction of school, there is a real possibility of favoritism cropping up both intentionally or unintentionally (Allitt, 2005). It is worth noting that individuals will naturally want to support and support individuals with whom they are close. Faculty members may be more lenient or give more privileges to students with whom they are close friends or whom they are dating (Riley, 2010). For instance, it may be difficult for a faculty member to punish students they catch cheating in exams when they are too close friends. Indeed, they may even award them unearned marks as they do not want to sacrifice their friendship.
In addition, fraternization with students brings abut divisions among them. This is especially considering that the students who fraternize will naturally enjoy a closer relationship with the faculty members compared to the other students, in which case the students who are not involved in that relationship may naturally feel left out (Riley, 2010). Indeed, the creation and development of cliques eliminates the idea of collaboration and teamwork in the schools, an aspect that may breed disillusionment and a reduction of morale in the school. Indeed, other students may even accuse the faculty member of showing favoritism to the students with whom they are close, even when such a thing is yet to happen.
Lastly, every other personal relationship will always undergo difficult periods irrespective of the extent of the friendship. This tension will almost always overflow to the school environment especially in instances where the two individuals share a course. Indeed, the two individuals may find it difficult to continue sharing a course or even being in the same school, even in instances where the relationship dissolves, leading to the deferment of courses by the student (Allitt, 2005).
References
Riley, P. (2010). Attachment theory and the teacher-student relationship. London: Routledge.
Allitt, P. (2005). I’m the teacher, you’re the student: A semester in the university classroom. Philadelphia: University of Pennsylvania Press.
The Core Marketing Problems to Be Addressed (2)
The Core Marketing Problems to Be Addressed
Student’s Name
Institution Affiliation
The Core Marketing Problems to Be Addressed
Difficulty to Adapt to Digital Requirements
The failure of the organisation to have a digital presence affects its availability to not only the broader masses but also its brand. Nowadays when one wants to indulge into questions or seeking clarifications, hey turn up to social media since it is available and flexible, that is, one can access information from where they are. Also, the organisation’s website needs to be updated since it only has basic information. On the other hand, social media has proven to be a crucial marketing tool for most organisations and considering IWMN has not adapted to this digital trend. It makes it hard for the organisation to reach a broad audience. The organisation can set up social media accounts and hire a digital marketing expert to run them.
Lack of funds
Since some of the activities of the organisation depends on financial backing, there is a need for the organisation to look for ways that they can supplement or improve their budget. Projects are essential in improving the wellbeing of the community members but at the same time, they do require a lot of money to be implemented or managed. For IWMN to solve the issue of lack of funds, they can adopt several measures. One way to do this is by forming partnerships with other organisations that seem to share the same idea as theirs (Boddewyn & Doh, 2011). Through this, companies can save money while at the same time, reaching a broader scale of beneficiaries; in this case, more immigrants can be reached or helped. Also, most of their projects are based on a given set of time. For example, a project seeking to provide financial and psychological help to community members they would need to have a given amount of money for such a project to be achieved. At the same time, there would be more funds for the project to become somehow long-term. Generally, IWM is suffering from a lack of budget, and given the effect of coronavirus expected to be hard, this might even put the organisation in a bad situation.
Lack of connections
For an NGO or an organisation to function well, most of them rely on network or leads, and this is no different for IWMN (Kilby, 2010). For them to achieve their plan or make significant changes in west Sydney society, they would have to acquire as many leads as possible. In most cases, having a vast network enables the organisation to acquire personnel as well as resources that are essential in running or implementing projects. The resources can be in terms of financial backing and raw materials. Considering IWMN is always involved with the building of houses for the needy in the society, financial support and availability of resources would make a significant difference. One way to acquire leads or connections, the organisation should think about rebranding themselves and their website since this would make them appealing, and even if they seek help from potential partners, they would not be turned down. The firm could also partner with different types of organisations with different ideologies provided they are all geared towards bringing changes in society.
Lack of Time
Marketing helps to grow and organisation; hence there is a need for organisations like IWMN to take time with their marketing strategy. For IWMN to extend their role and effectiveness in their society, they would have to consider coming up with the appropriate projects which at the same time, are timely. Through this, they would have made not only an impact on society but also grow their brand. Such marketing strategies or projects could enable the organisation to maintain new customers. The organisation can identify which task is essential for the organisation and the society and delegate the responsibility to the necessary parties or individuals. The human organisation plays a crucial role in the marketing of an organisation’s product (Padaki, 2007). Adapting to digital trends would also enable the organisation to automate their marketing. Despite the organisation having to shut down its activities due to the covid-19 pandemic, they can still evaluate and decide which projects are the most vital for society and how would they go about it.
References
Boddewyn, J., & Doh, J. (2011). Global strategy and the collaboration of MNEs, NGOs, and governments for the provisioning of collective goods in emerging markets. Global Strategy Journal, 1(3‐4), 345-361.
Kilby, P. (2010). NGOs in India. Taylor & Francis.
Padaki, V. (2007). The human organisation: Challenges in NGOs and development programmes. Development in practice, 17(1), 65-77.
The Co-operative Insurance Company of Kenya Limited
The Co-operative Insurance Company of Kenya Limited
The cooperative insurance company of Kenya has an acronym as CIC. It was established in nineteen seventy eight. Formerly this company was known as cooperative insurance services (CIS). The company is most preferred in the cooperative e movement as the core founders of the insurance industry, Rösner, Hans J (2012 pp. 71) It has recorded an average growth rate of thirty seven percent in the year two thousand and five. Its premiums have also grown from 180million to 1.7billion in a life span of eight years. Its general growth has been attested globally as a well known company with an annual income of 1.7billion.
In Kenya CIC insurance company has 3878 shareholders and it remains the greatest strategic shareholder with 74.3 percent stakeholders and individual investors contribute 25.7%. In the Nairobi stock exchange, CIC is a leader in providing insurance services in the cooperative movement and the middle low income markets of Kenya
The number of outlets of CIC insurance
In Kenya CIC insurance has quite number of branches. Just to name a few we have; CIC insurance group ltd- upper hill branch, CIC plaza Mara road off upper hill road, reinsurance plaza, mess Flr,aga khan walk Nairobi. In the world there are many branches situated in different countries such as in southern Sudan, Rwanda and Tanzania among other areas. It works on the principle of integrity, productivity, team work, fairness and dynamism. The customer value propositions include fastest in service delivery, fairest price makers, offering friendly relationships not forgetting quality customer service.
In the year 2008, CIC launched a micro finance package of vending I Kenya. It aim is targeting a market of 5m people. Its key components of the package are to offer ksh100, 000 to people in case of death, 300000 ksh for funeral expenses and also weekly income for a period of two years when a person is in total disability. The other component is the medical scheme benefit called the national hospital insurance fund. This is supposed to provide customers with a package of impatient services both I private, government and in mission hospitals.
According to Margaret E. Lynch (1976 pp. 465), CIC insurance operates on many principles which include,
Principle of insurability
for an individual to be insured against any risk, he or she must meet the following conditions; the risk should have definite time of occurrence, it should have large number of similar risks, define the loss clearly, the risk should be fortuitous in regard to the beneficially of the insurance, have or specify available premiums in which the insured is able to pay, and the risk should be catastrophic meaning that it should not be the one which occurs all the time
Principle of legality
CIC works on this principle of legality by considering the following requirements which include: indemnity, in which the CIC insurance company ensures that the insured is taken back to his original financial position he or she enjoyed before the risk occurred. Insurable interest, it requires that the insured to directly suffer from a loss for compensation to take place. Utmost good faith requires that material things should be displaced at the time of taking an insurance cover. Customers should give the right information concerning their property in good faith. Contribution, it defines a method in which the insured contributes towards indemnification. Subrogation, here the insured surrenders all the legal rights to the insurance company so as to persue recoveries at the time of loss. Proximate cause, in this case the cause of the risk and the one in which the insured had insured against should be related, for compensation to take place. And finally mitigation, it requires the owner to keep the loss suffered to the minimum in case of any loss if the asset was not insured.
Insurance companies operates on the principle of protecting the financial well being of its customers, company or the property in case of any unexpected loss,Gollier C. (2003)
Mode of operation of CIC insurance company in Kenya
The CIC insurance group comprises CIC insurance and CIC asset management ltd. It is a leader of the micro finances other financial markets in Kenya. It has been in operation for the last 33 years providing insurance services to cooperatives and low income earners in various market segments. It offers services like general insurance, life insurance, pension, medical and asset management. According to the Mr. Karanja, a technical Engineer, CIC faces the following connectivity challenges:
Business continuity concerns
CIC uses 2ISP links to the Internet. At any given point, only one of them is being used up while the other one is left idle. In case of failure, the operation has to be performed manually thus causing delay
Deluge of Spam
Here we have a maximum number of inbox mails which are received per Spam; they are normally 10-20 spams each day.
The purchase of cyber am solution, came about after looking at a number of Internet security solutions as Karanja puts it. They had to deploy the use of two(2)CR 300i so as to purchase the cyber am from Ace Micro Services,Venzin Markus (2002 PP. 348).
Economic importance of CIC insurance in Kenya
In the past 2 years, you CIC insurance in Kenya have received seven awards which include the annual think business insurance award in 2011. These awards were audited by business advisors, accountants and the pkfn east Africa. This has motivated the company to resolving into empowering its employees and thereby uptake its products and advancing in terms of technology, Barrett, Christopher B (2007 PP. 675). It has come up with internal training program to enable employees and other outsiders to develop and foster their capabilities and thus creating employment importunity in the country. The awards promoted the general standard sod the industry and its performance in life insurance, general insurance, composite underwriter of the year, and the ICT award among other areas of specialization.
The main competitors of the organization
Life in Kenya today has become insurance oriented. People are insuring their goods and property to reduce the risk of being grossly affected by various calamities. In this regard, there has been a major increase in insurance companies so as to accommodate the rising number of customers demanding the service. Te main competitors of the CIC insurance are discussed below.
Madison Insurance Company
This is one of the leading companies that offer insurance services in Kenya. It has a total of fourteen branches all over the country; western region, Nairobi region, coast and central regions. Blue Shield Insurance Company
This company is among the top insurance companies in Kenya. Some of the products it offers are; insurance on agricultural products, general insurance and life insurance.
Jubilee Insurance Company
It is widely spread since it is found in the entire east African region. It has a very strong financial background since it has been in the market for over 70 years. Jubilee insurance company is an amalgamated insurer, for example Kenya leads in offering medical insurance services.
British American Insurance Company
This company was established in the year 1965 in Kenya. It provides a number of services among them; group life, individual life, pension schemes and even health care insurance services.
Kenindia Assurance company
The company was established in the year 1978. It was formed the same time when four Indian insurance companies came up and it mostly deals with non-life issues.
Heritage Insurance Company
This company provides insurance services only for short term basis. It mainly deals with payment claims. It was recently named as one of the most outstanding insurance companies that offer claim payment services in Kenya. The reward came from the association of Kenya insurance brokers.
Insurance Company of East Africa (ICEA)
The company is an associate of the first chartered security agencies in Kenya. It mostly deals with product of business corporations.
APA Insurance Services
This is the American photographic artist insurance company that issues photographic products to professional photographers. It also compensates workers and provides employment liability services
Pan Africa Insurance Holdings
It was established in Mombasa in the year 1947. It started using the name Pan Africa Insurance limited in 1963 and was then recorded on the Nairobi stock exchange.
UAP Provincial Insurance Company
It deals with life insurance, commercial insurance and also personal insurance.
The marketing strategies of the CIC
Consumer needs change each and every time, for this reason insurance companies have developed various marketing strategies to manage the quality of service delivery among customers. CIC as a company has developed various strategic techniques to accommodate the competitive economic environment. Some of the strategies it uses are:
Pricing Strategies
The choice of the price you settle no has consequences to not only you but also your competitors. In the case your price is higher than that of the competitors, and then there is a higher possibility of your competitors experiencing an increase in profit due to the increase in the number of customers. CIC has most of its services subsidized to match with the consumer demands of the Kenyan economy.
Distribution strategy
This strategy deals with the place you sell your products. It is very critical because it’s a key component towards increasing sells. The company has offices all over the country hence there is even distribution of services to the clients.
Branding Strategies
CIC uses specific demographics so as to be uniquely identified. This aspect makes it enjoy monopoly since it has a distinct cording of its goods and services. The company also enhances this strategy by using layouts of modules.
Test marketing strategy
Testing a new strategy helps in evaluating whether the new method is viable and economical. It is therefore necessary to always conduct a test hypothesis before implementing the market strategy. CIC embraces this strategy by ensuring that all the new business projects are evaluated before being implemented
Communication creation
The company exercises this market strategy by ensuring that there is an integrated channel of communication through each and every subsystem of the entire organization. Meetings are always held in case of any information that needs to be channeled through. Communication is indeed a perfect tool towards attaining economic stability.
Strengths and challenges of the organization
The CIC has a number of strengths namely;
It is widely spread all over the country with over 20,00000 million clients
It experiences maximized profit due to the higher number of customers
It is recognized by the association of Kenyan insurance brokers as a top insurance agency in Kenya.
The company also has a number of challenges namely;
It faces a great challenge from the high emergence of insurance firms which leads to a high competition rate on the stoke market. The high competition eventually leads to a decrease in profits in the long run.
Kenya is a developing country facing economic challenges due to constant weakening of the Kenyan shilling. This in the long run leads to banks developing higher interest rates thereby grossly affecting the insurance company.
In the year 2007, Kenya experienced the worst post election violence. This lead to emergence of internally displaced people thus stabilizing the Kenyan economy thereby grossly affecting the insurance policies in Kenya since new legal policies had to be generated to accommodate the changing economy.
External investors pose a major challenge to the organization though they also improve the company to some extent. These investors invest in the country but take with them higher interest rate which at the end affects the company financially.
The management of the organization
The corporate insurance company is a private organization managed by a board of directors. The board of directors participates in the management of the organization and they are decision makers of the entire agency. This board of directors works hand in hand with the chief executive officer of the company.
Opportunities for future growth
The company has various opportunities for future growth among them;
An increase in man power developed by the rising number of students taking actuarial science in colleges and university. As most students are taking mathematics and business oriented courses it leads to increase in professionals in the field thus an opportunity for future growth.
Kenya is a country with a rising economy. This has a positive impact because it gives rise for growth among companies one of them being the CIC.
The large number of external investors gives room for new growth and development of the entire company.
CONCLUSION
CIC has contributed economically through the development of M-Bima policy to enable money transfer. Being one of the leading micro finance company in Kenya, it is capitalizing on banks, Saccos and monetary institutions so as to promote micro insurance in Kenya. Financially, the company’s investment grew by about 169 percent as a result of high interest rates invested in the market property, Jarvis, Christopher R (2002 pp. 338). The factors that have enabled CIC Insurance group to succeed include; proper planning, clear communication within the company, implementation of open door policy, staff empowerment, partnership within cooperatives sector, good and visionary leadership, updated lCT systems.
References
Ouma, Sylvester J. Development in Kenya Through Co-Operatives. Nairobi, Kenya: KNFC Printing Press, 1989. Print.
Jarvis, Christopher R. Wealth Protection: Build and Preserve Your Financial Fortress. New York: John Wiley & Sons, 2002. Internet resource.
Rösner, Hans J, Gerald Leppert, Philipp Degens, and Lisa-Marie Ouedraogo. Handbook of Micro Health Insurance in Africa. Wien: Lit, 2012. Print.
Margaret E. Lynch, Editor, “Health Insurance Terminology,” Health Insurance
venzin Markus (2002 PP. 348). Building an International Financial Services Firm: How to Design and Execute Cross-Border Strategies. Oxford: Oxford University Press, 2009. Print.
Barrett, Christopher B, Andrew G. Mude, and John Omiti. Decentralization and the Social Economics of Development: Lessons from Kenya. Wallingford: CABI, 2007. Print