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Barriers to Health Care for the Uninsured.
Barriers to Health Care for the Uninsured.
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Barriers to Health Care for the Uninsured.Health care insurance is a way of for medical bills and health care costs. The bill is paid while one is not sick and the amount is used in time one gets sick. People in most cases may underestimate the cost of medical care. Health insurance helps one to be protected from unexpected high health costs. Most health insurance covers the bill to some extent but not all of it. Health insurance has so much importance to one’s life and the relatives of every individual. The uninsured therefore put themselves at risk of incurring high hospital costs in case of unpredicted sickness. This among other things forms barriers which one may meet while seeking health care services while uninsured (Keisler-Starkey, K. B., and Lisa N., 2020). In my research, I will look into all barriers to health care for individuals who do not have insurance cover.
Themes
The main barrier to an individual who does not have health care insurance coverage is a lack of enough finances to cater for a hospital bill in times of sickness. In most cases, sickness comes as a surprise or an accident. This means that one is never prepared financially to pay the high cost of health services. When sickness comes to one without an insurance cover, the patient, therefore, lacks health care services due to lack of enough finances to cater for the service (Wallace, S. P. et al., 2013) In the same case the family and sponsors of a sick person who does not have a health insurance cover stretch so much in times of their sick partner.
Other benefits which the uninsured do not enjoy include free routine doctor visits. In most countries like the united states, the insured enjoys free checks up which is very important to everyone’s life. The uninsured use their pocket money for these services, and in most cases, they think that the cost is low however it accumulates to a lumpsum amount at the end of the year. Also, those who do not have the cover and cannot afford the frequent checkup, end up missing the checkup. This significantly means that their health status continues to be compromised
The uninsured are also at risk of going for the cheapest form of treatment. As it is said, cheap is expensive. When one goes for the cheapest mode of treatment, likely, the patient does not get enough of the most efficient services. Upon going for the cheapest, there are very many possible negative outcomes like prolonged treatment causing more cost of even death. This is not the case for one having health insurance coverage. With insurance, a patient has the power to negotiate health services. The patient can get the best services from the best professionals and clinicians.Some hospitals and especially national hospitals only offer services upon provision of a health insurance cover and do not accept other payments. This means that one without health care insurance coverage will have limited hospital options.
Without a health care insurance cover, the clinician’s boards continue to diminish. When patients pay for their services before they became sick, they offer a chance to the clinicians to be prepared. This includes the timely purchase of hospital equipment. Otherwise, there is a chance for the hospitals and the government to be ready for the treatment of their patients. Also, the hospital rating increases upon an increase of finances in a hospital and the government health sector. This means that the more the insured the more the ratings. The ratings are a consideration for foreigners who are looking for a good hospital. That is, they will go for the hospital in a country with more rating. The foreigners or patients from other countries are sources of income for a nation and continue to push for development. Therefore, having people without hospital insurance cover is a way of pulling the economy of a country backward. A poor economy means that health care services will be poor too.
The uninsured also lack other health care services which are offered by health insurance facilities. These insurance companies have taken the responsibility of nudging individuals towards staying healthy. For instance, some advise people to stop smoking and give smoking side effects in their advertisements. These services are free for those who have insurance cover but those without will need the same service. Most people who should pay for this service end up ignoring it and think that they can do without it. This leads to a continued lack of knowledge about health care services and their health continues to be at a risk.
Those who do not have health care insurance cover also have nothing to transfer or leave behind for their children. This is because a health care cover is transferable to the next of kin. Those who are covered can transferer their benefits to another person and hence it is a form of wealth transferer. This means that the uninsured families will remain uncovered while those that are insured remain insured. The wealth in the policy does not get lost and therefore those who do not start their savings will never get rich in terms of hospital bill coverage. This kind of insurance enjoys a tax subsidy and hence benefits only those who are insured.
In many countries, the insurers are pushing for more benefits of health care insurance covers. This is because, with the increased number of insured, the government is earning more profits from the interests which should be plowed back to the people. For instance, in the united states, the insurers are negotiating for lower unit prices. After the lowering of the unit prices, this will only benefit the insured leaving the non-insured out.
Discussion.
Research in health care has improved the sector highly. The researches in this sector are many and have included even those things which used to seem obvious. For instance, the barriers encountered by the uninsured may seem obvious but still need to be studied in detail. This research, for instance, opens up the minds of the individual to see the other benefits of getting insured and the disadvantages of not getting an insurance cover. The research gives more than one use of insurance. This is because most individuals think that health insurance cover is only for the rich and not favorable for the poor.
The research will greatly benefit everyone by equipping people with enough reason to get health insurance coverage. After everyone is insured, all the benefits of getting the cover will be enjoyed by the whole society. Fewer costs of treatment will even improve people’s living standards in a society. Other benefits to society include the advice given by the insurance companies on health tips like the encouragement of people to smoke smoking. When people stop abusing drugs, the societal character will generally change to a better one. This change means that even how people relate will improve.
Conclusion
Lack of health insurance cover is generally a drawback in life. Being uninsured makes one poorer than he or she was. Therefore, insurance cover is not for the rich but for everyone who wants to save money (Glassman, A et al., 2017). From the research, the uninsured in health care undergo many challenges which make their life harder. Even for the rich people, when they are uninsured, they will encounter so many barriers in the health sector. A government with uninsured patients will also use more resources in the treatment of its people and end up pressing on the country’s economy. With all the benefits of health care insurance, I will be always wondering why many people never go for the insurance. My other question is why people are so ignorant of their future health status. Even after people are sure that their health will be compromised, they will just stay without health insurance even up to that critical time.
Reflection.
Writing the paper offers an opportunity for me to think more critically. The research is one of the key moments that helped me master what I have learned in class in a better way. I am also in a better position to practice what I have learned in the research and apply the knowledge I have achieved. I am confident that health care insurance cover brings more advantages and I will encourage my society and family on the need to get insured.
References.
Glassman, A., Giedion, U., & Smith, P. C. (Eds.). (2017). What’s in, what’s out: designing benefits for universal health coverage. Brookings Institution Press.
Keisler-Starkey, K. B., and Lisa N. Bunch. “Health Insurance Coverage in the United States: 2020.” (2021).
Wallace, S. P., Torres, J., Sadegh-Nobari, T., & Pourat, N. (2013). Undocumented and uninsured: Barriers to affordable care for the immigrant population.
A domain name
A domain name Due to the advancement of technology more and more firms are turning on the websites to look for information as well as sell their services to potential clients. As a result of that more and more websites are being put up every day to help such businesses to venture into the global site. Various websites offer different services, some have become well known while others are still struggling to make a breakthrough (Shi, 2003).
A domain name can be referred to as “a case-insensitive string of letters, numbers, and hyphens that is used to define the location of a website”. The domain names act as pointers to different IP addresses (Gil, 2013). Normally the domain names are arranged in a hierarchy with generic name usually placed on the right (Websites. 2005). A big number of website domain names usually start with “www”, the reason for that is because they were put on the World Wide Web for their various firms (Lang, 2003). It should however be noted that a firm can have some other domain names that are not necessarily websites such as email servers (Claxton, 2008). Domain names are usually divided into three sections usually separated by periods, the first part comprises of the site name, second part company name and finally the third part is made up of the domain name (com) (Potts, 2007).
Research methodology and design
So as to be able to carry out my research on the best websites that I would recommend as a source for data warehousing/business intelligence research concerning best practices of design, development & implementation of data warehouse, I had to visit different web sites. From the different websites I was able to look at the services provided and was able to compare them, some websites were even comparing the different services offered by the Domains. I also had to find out why some websites had vey many people logging onto it while others had very few people (McManus, 2001).
Websites
Some of the web sites that I considered as good enough and among the top ten were the ones such as Altis consulting, www.now-here.com, twdi.org, www.sap.com, www. Grtcorp.com, greenplum.com, www.agilisinternational.com, www.datamation.com, www.ipage.com ,www.networksolutions.com . All the firms had some common similarity, but others had an edge over the type of service and regular updates that were meant to help the clients (Abrams, 2006). Some of the firm offered customized services to fit the diverse needs of the clients (Websites. 2002) . The difference came in the type of information that one could get from some of the web sites, some had scanty information thus could not be relied on entirely (Berkman, 2004).
Conclusion
Using the most appropriate website can have a significant effect, the presence of very many websites give a diverse options of choosing the best website that can fulfill the needs of a firm, the number of people logging onto a website does not necessarily mean that the website is either good or bad. A website may have few visitors or people who log onto hit by it may be very good another site may have plenty of people logging onto it but it may not be the best. It is advisable to first look at the contents of a website before making a conclusion as many small websites are known to have very good information. The well known firms also started small and eventually made it and became big names.
References
Abrams, R. M. (2006). Successful business research: straight to the numbers you need– fast!. New York: Planning Shop.
Berkman, R. I. (2004). The skeptical business searcher: the information advisor’s guide to evaluating Web data, sites, and sources. New York: Information Today, Inc..
Claxton, L., & Woo, A. (2008). How to say it: marketing with new media : a guide to promoting your small business using websites, E-zines, blogs, and podcasts. New York: Prentice Hall Press.
Gil, E. L., & Reyes, A. (2013). International business research: strategies and resources. New York: Scarecrow Press.
Lang, E. M., & Tudor, J. D. (2003). Best websites for financial professionals, business appraisers, and accountants (2nd ed.). New York: Wiley & Sons.
McManus, S. (2001). Small business websites that work: get online to grow your company. London: Prentice Hall.
Potts, K. (2007). Web design and marketing solutions for business websites. New York: Friends of Ed ;.
Shi, N., & Murthy, V. K. (2003). Architectural issues of Web-enabled electronic business. London: Idea Group Pub..
Websites. (2002). New York: 4 Learning.
Websites. (2005). London: Feierabend.
A doll House Play
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Introduction
The concept of problem play emerged during the 19th Century as a form of a realism drama that addressed contentious social issues. The problem play engages characters on a stage who typically have conflicting issues within a realistic social context. Not to mention that debates have been staged for a long time, the problem play assumes the debate presentation to show the dilemma among characters. The problem play addresses realistic social problems such as prostitution, immorality and entrapment of women, particularly in the tragicomic drama of “A Doll’s House” by Henrik Ibsen. Quite the opposite of escapism, Ibsen’s play focuses on the realities of anxieties and lives of the bourgeoisie. The concept of problem play as revealed A Doll’s House play shows the struggles of the financially and aristocratic well-off families in terms of education and employment. The goal of Ibsen when creating the play was to expose the toxic societal norms perceived in the society. From the play, the problem play exhibits four major characteristics. For instance, the problems in the play are made the subject of debate by the characters, the action happens in a contemporary setting, and the characters present people’s everyday situations. In addition, Ibsen shows how the characters develop socio-critical perspective by not creating a theater that shows leisure time activity, but a society of soul-searching and of changing events.
A Doll House Play
The main conflict in the play revolves around money. For instance, the main character, Nora Helmer, borrows large sums of money from Krogstad on a trip to save her husband’s life. She does not want her husband (Torvald) to know since if he realized she got the money without his consent, it would hurt his pride. Ibsen reveals the problem of social status ailing Torvald’s character since borrowing money to him was bad to his eyes and unthinkable. Torvald could not even borrow money to cater for his wellbeing due to his stubborn pride and commitment to saving his status quo before their middle class the era. Ostensibly, he is unable to save his face, and Nora exclaims that the money was, “the most wonderful thing of all” that could save their marriage. As a result, Nora leaves Torvald although he does not understand the cause of her action. From the play, Ibsen challenges of the problem of the bourgeoisie mindset during the middle-class era in relation to both male/female relationships and money (Kellenberger 18).
As the stage opens, a dozen of problems is propounded in the A Doll’s House play. The real problem of the play is more concrete on the reflection of the modern life enveloped various styles and aspects to provide the deeper meaning of the marriage relations. Ibsen uses tarantella, symbolism, characterization, themes, dress and costumes, motifs and setting to support his thesis.
Tarantelle
Tarantelle is a form of dance that brings a natural course in the play. With what seems like a mere stage device, the fancy dress-ball dance becomes a major episode of the play. Considering the dance movement, tarantelle is not just an ordinary dance. The dance is named after tarantula, a dance that involves dizzying rounds and swift movements which to the victims, are measured as a poisonous sting. The dance creates frenzied, round and hurried-swift movements. After the victim breaks into chattering and laughter, she drops dead at the climax of the dance. The victim only hopes for a miracle to save her from her troubles.
From the play, Tarantelle symbolizes Nora. The play presents Nora as performing a wild and unsettling movement as the tragedy of her nature. Nora appears as frivolous and light on the surface; however, she conceals a dreadful secret underneath. The gruesome climax of Nora’s dolls life comes to surface at the end of the play. Nora’s character is consistent throughout the play, but her nature is filled with inconsequence. To calm herself, she dances and flits since her fear is heavy and poisons her veins because of the problem of women entrapment that prevails in her marriage. Her husband prohibits her attempt to look for money and uplift their social status in an effort to match the middle class in their social niche. Although she could not escape harm from those she loved, she hoped for a miracle from Torvald’s love. After a dull-helpless-melancholy fight, Nora discovers Torvald is naturally selfish and mean. She dances and laughs with a wild desire to set her free from the problem of entrapment, and eventually leaves the doll’s house. And while her heart is broken, only miracle can make her return. She says with clear eyes, “Yes, I have changed my dress,” to symbolize she no longer lives a masquerade life (Siddall 31).
Ibsen uses the tools of characterization to elaborate the concept of the problem play. For example, he uses actions, social status and names of characters to emphasize the problem of women’s living lives of restriction in the play. For instance, he uses the social status to show how different characters are bound to their roles by the society that has set them.
Social status
Arguably, the most important characterization tool used in the play is the social status in A Doll’s House. For example, Nora is presented as a dutiful wife. Her dutiful and submissive nature to Torvald shows the problems housewife women face under their condescending husbands in the social realities. Same as a character of a dutiful woman, she flirts, begs and even dances to the tune of her husband, Torvald. She is almost child-like when she is communicating with her husband. Although she seems playful, she behaves obediently in his presence and coaxes for favor in spite of the fact that she should be communicating with him as equals. She is an example of how women live in restrictive families under the husband’s condescending prowess. It becomes a problem to women liberalization since throughout the play; Torvald chides her gently, and she naturally responds to his criticism in a dutiful manner and as a loyal pet. In addition, the characters in the play represent specific roles that help to expose the problem of family conflicts. For instance, Christine stays happy as a way of fulfilling her role of being a dutiful woman while Torvald remains as the dominant husband. Krogstad struggles to maintain his social status despite what the community perceives of him for committing crimes of forgeries of signatures at the bank. For the majority of characters in the play, social status is their dominant feature (Ibsen 90).
Action
Most dramas use actions of characters to define them. Ibsen uses character actions to display the problem of people struggling to keep their social status. For example, Krostad spends a lot of his time blackmailing and threatening to show the audience the how nasty he can be in an effort to maintain his job that his family depends on. He helps Helmers from his clutches to show he has compassion other than the community’s accusation of forgery of signatures. Christine through her actions tries to be the best of help to Nora by her caring nature. Ibsen uses Christine to show women struggles to achieve liberation from the problem of dominance by men. For instance, she forces Nora to start a confrontation with Torvald, with the intention to help them end their family conflict. Also, the central action that stirs up the play is Nora’s action. Her doomed struggles to conceal the secret of the borrowed money show the audience how the society has forced her into desperation. In the end, her change of character represents her final actions to put to an end the struggles of women segregation from family responsibilities. She tells Torvald the truth about the money and desserts him so that she stop from being anyone’s doll (Ibsen 125).
Names
A closer examination of the names of the two couples in the play gives the realistic feature of the struggles of family relationships and the social status. Ibsen uses specific names to portray the genuine identity of the characters in their roles to bring out the concept of the problem play. For example, Christine is synonymous to Christ-ine. As such, Christine lives a Christ-like life which is characterized by self-sacrifice. For example, from her motherly figure and tough love for Nora, she helps Nora throughout the play when the family is going through tough times. Christine accepts Nora to confide in her about a debt secret which compromises her integrity, despite she advocates truthfulness and honesty. Also, without Christine’s self-sacrifice to help Nora free from her husband’s entrapment, she would not have had the courage to confront Torvald. She would have ended the problem of women living like a doll in their houses (Ibsen 39).
Krogstad’s name is synonymous to Norwegian word for the crooked. From the play, we can see situation Ibsen uses to show the problem of social status. For instance, He does a lot of crooked things such as blackmailing and threatening anyone who tried to uncover his nasty activities at the bank. Perhaps the Satan to Christine Jesus and Krogstad is in antagonism with her. At the reckoning of his redemption for his crooked actions and to restore harmony in the social status, he retracts the threatening letter he had sent to Torvald. Ibsen uses the moment to show how families can resolve their family conflicts despite their social inequities. On the other hand, Nora and Torvald names have pagan origin. Torvald originates from Thor, the god of thunder while Nora-Elenora. Throughout the play, the Helmers participate in pagan-like activities such as Nora feasting, dancing and celebrating that is similar to pagan celebration of Yule. Ibsen uses their names to symbolize families in real life who would do anything to fight for their social status. For instance, Nora secretly secrets hides her debt secret and when she frees herself from her husband’s entrapment, she breaks into dancing laughter to celebrate her liberalization (Ibsen 80).
Overall, the couples such as Korgtad and Christine live a Christian life who works hard to achieve the social status in an honest way. They represent the reality view of families that toil and moil to climb the social ladders through the honest ways. Ibsen uses the couples to symbolize couples that achieve their social wealth through hard work and honesty. Conversely, Torvald and Nora represent the pairs living a pagan insouciance. Not to claim they are pagan, but the play uses them to show families who live a life of Adam and Eve’s tenancy. With their innocence shattered on the onset of family struggles, they toil through the social ladders to obtain an aura of social recognition. The problem play introduces them as families who are still struggling for a higher status in order to save their face (Ibsen 51).
Motifs
Motifs refer to recurring structures, devices of contrasts that help to bring out major themes in the play. For instance, Ibsen uses motifs such as Nora’s definition of freedom and letters.
Nora’s definition of freedom
Her understanding of freedom continues to evolve throughout the play. From the perspective of the problem play, Nora represents women who are on the verge of liberalization. In Act One, she understands she will be totally “free” when she has completed paying back the debt in full (Ibsen 25). She foresees having complete freedom and having enough time to devote herself toward serving her husband on domestic responsibilities. Nevertheless, when Krogstad blackmails her, she again reconsiders her definition of freedom and questions how happy she is with Torvard considering his edicts and orders. Her quests for freedom manifest at the end of the play when she relieves herself of the familial obligations and seeks for a new identity, ambitions and believes. She represents the problem women face in social realities for being submissive to their husbands’ orders. Regardless, they struggle to be free to pursue their interests (Ibsen 113).
Letters
The letters bring to the plot twists and turns that serve as a function of a subtext that uncovers the unpleasant reality of Tarvold and Nora’s obscured beautification. The letters develop the problem play by exposing the internal conflicts the families are going through, which otherwise are not revealed in the traits. There are two letters written by Krogstad. The first one shows Nora’s attempt to commit a crime of forgery to Torvald, the second one is sent to retract his threats of blackmail and the return of the promissory note belonging to Nora. In the first letter, the letter shows Nora’s past and her inevitable dissolutions and initiatives to save her marriage. When Nora tries to retrieve the letter from Torvald, we learn that she is in denial of her marriage (Ibsen 74).
Conclusion
A Doll House criticizes the scandalous traditional roles of men and women in their families during the 19th Century. Using the concept of the problem play, Ibsen tries to explain why freedom is important to a woman by showing the domestic life of Nora when she is confined in her husband’s home. Nora’s awakening to freedom symbolizes the inevitable nature of human nature to get liberalized from oppression, selfishness and social dominance.
Works Cited
Ibsen, Henrik. A Doll’s House. Maryland: Arc Manor LLC, 2009. Print.
Kellenberger, James. Relationship Morality. Pennsylvania: Penn State Press, 2010. Print.
Siddall, S. H. Henrik Ibsen: A Doll’s House. New York, NY: Humanities-Ebooks, 2008. Print.