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Time Value of Money Solved Questions
Time Value of Money Solved Questions
Gerald has taken out a loan of $100,000 today to start a business. He has agreed to repay the loan on the following terms: • Repayments will be made on a monthly basis. The first repayment will be made exactly one month from today.
- The repayments for the first 5 years will cover interest only to help reduce the financial burden for Gerald’s business at the start.
- After the 5-year interest-only period, Gerald will make level monthly payments that will fully repay the loan after an additional 15 years (i.e. 20 years from today, the loan will be fully repaid).
- The interest charged is 5% p.a. effective.
Using this information, answer the following questions.
- Calculate the equivalent effective monthly rate on the loan. (1 mark)
- Calculate the size of the first repayment due exactly one month from now.
space (1 mark)
- c) Calculate the size of the level repayments that occur after the initial 5-year interest-only period. (2 marks)
10 years have passed, and Gerald’s business is doing well. Further, he has made all the repayments on his loan so far as described above, and has just made the repayment due today. However, it has just been announced that the interest rate on Gerald’s loan will go up to 5.5% p.a. compounding semi-annually.
- Calculate the new equivalent effective monthly rate on the loan. (1 mark)
- Calculate the current loan outstanding (again, it is 10 years after the loan was initially taken out). Note that the new interest rate only applies from today onwards.
space (2 marks)
- f) Because Gerald’s business is doing well, he decides to repay a lump sum of $10,000 immediately. To further reduce the amount of interest he is paying to the bank, he will increase his monthly repayments to $1,000 per month.
How many full repayments of $1,000 does Gerald have to make in order to fully repay this loan? (Note: Gerald may need to make a further, smaller payment in
| the subsequent month) | (2 marks) |
| g) Calculate the size of the smaller payment. | (1 mark) |
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Nursing Case Study Case Studies in Nursing
Nursing Case Study Case Studies in Nursing
QUESTION 1
- CC: “I have been having terrible chest and arm pain for the past 2 hours and I think I am having a heart attack.”
HPI: Mr. Hammond is a 57-year-old African American male who presents to the Emergency Department with a chief complaint of chest pain that radiates down his left arm. He states that he started having pain several hours ago and says the pain “it feels like an elephant is sitting on my chest”. He rates the pain as 8/10. Nothing has made the pain better or worse. He denies any previous episode of chest pain. Denies nausea, dyspnea, or lightheadedness. He was given 0.4 mg nitroglycerine tablet sublingual x 1 which decreased, but not stopped the pain.
Lipid panel reveals Total Cholesterol 324 mg/dl, high density lipoprotein (HDL) 31 mg/dl, Low Density Lipoprotein (LDL) 122 mg/dl, Triglycerides 402 mg/dl, Very Low-Density Lipoprotein (VLDL) 54 mg/dl
His diagnosis is an acute inferior wall myocardial infarction.
1 of 2 Questions:
Why is HDL considered the “good” cholesterol?
2 of 2 Questions:
Explain the role inflammation has in the development of atherosclerosis.
QUESTION 3
- A 45-year-old woman with a history of systemic lupus erythematosus (SLE) presents to the Emergency Room (ER) with complaints of sharp retrosternal chest pain that worsens with deep breathing or lying down. She reports a 3-day history of low-grade fever, listlessness and says she feels like she had the flu. Physical exam reveals tachycardia and a pleural friction rub. She was diagnosed with acute pericarditis.
Question:
What does the Advanced Practice Registered Nurse (APRN) recognize as the result of the pleural friction rub?
QUESTION 4
- A 15-year-old adolescent male comes to the clinic with his parents with a chief complaint of fever, nausea, vomiting, poorly localized abdominal pain, arthralgias, and “swollen lymph nodes”. States he has felt “lousy” for a couple weeks. The fevers have been as high as 102 F. His parents thought he had the flu and took him to an Urgent Care Center. He was given Tamiflu® and sent home. He says the Tamiflu didn’t seem to work. States had a slight sore throat a couple weeks ago and attributed it to the flu. Physical exam revealed thin young man who appears to be uncomfortable but not acutely ill. Posterior pharynx reddened and tonsils 3+ without exudate. + anterior and posterior cervical lymphadenopathy. Tachycardic and a new onset 2/6 high-pitched, crescendo-decrescendo systolic ejection murmur auscultated at the left sternal border. Rapid strep +. The patient was diagnosed with acute rheumatic heart disease (RHD).
Question:
Explain how a positive strep test has caused the patient’s symptoms.
QUESTION 5
- The APRN sees a 74-year-old obese female patient who is 2 days post-op after undergoing left total hip replacement. The patient has had severe post op nausea and vomiting and has been unable to go to physical therapy. Her mucus membranes are dry. The patient says she feels like the skin on her left leg is too tight. Exam reveals a swollen, tense, and red colored calf. The patient has a duplex ultrasound which reveals the presence of a deep venous thrombosis (DVT).
Question:
Describe the factors that could have contributed to the development of a DVT in this patient explain how each of the factors could cause DVT.
QUESTION 6
- A 45-year-old woman is 10 days status post partial small bowel resection for Crohn Disease and has been recuperating at home. She suddenly develops severe shortness of breath, becomes weak, and her blood pressure drops to 80/40 mmHg (previous readings ~130/80s mmHg). The pulse oximetry is 89% on room air. The APRN suspects the patient experienced a massive pulmonary embolus.
Question:
Explain why a large pulmonary embolus interferes with oxygenation.
QUESTION 7
- A 45-year-old woman is 10 days status post partial small bowel resection for Crohn Disease and has been recuperating at home. She suddenly develops severe shortness of breath, becomes weak, and her blood pressure drops to 80/40 mmHg (previous readings ~130/80s mmHg). The pulse oximetry is 89% on room air. While waiting for the Emergency Medical Service (EMS) to arrive, the APRN places EKG leads and the EKG demonstrates right ventricular strain.
Question:
Explain why a large pulmonary embolism causes right ventricular strain.
QUESTION 8
- A 12-year-old girl is brought to the Emergency Room (ER) by her mother with complaints of shortness of breath, wheezing, tachypnea, tachycardia, and a non-productive cough. The mother states they had just come from a fall festival where the entire family enjoyed a hayride. The symptoms began shortly after they left the festival but got better a couple hours after they returned home. The symptoms began again about 6 hours later and seem to be worse. The mother states there is no history of allergies or frequent respiratory infections. The child is up to date on all vaccinations. The child was diagnosed with asthma. The nurse practitioner explained to the mother that her child was exhibiting symptoms of asthma, and probably had an early asthmatic response and a late asthmatic response.
Question 1 of 2:
Explain early asthmatic responses and the cells responsible for the responses.
Question 2 of 2:
Explain late asthmatic responses and the cells responsible for the responses.
QUESTION 10
- A 64-year-old man with a 40 pack/year history of cigarette smoking has been diagnosed with emphysema. He asks the APRN if this means he has COPD.
Question 1 of 2:
Explain the pathophysiology of emphysema and how it relates to COPD.
Question 2 of 2:
Explain the pathophysiology of chronic bronchitis and how it relates to COPD.
QUESTION 12
- Jones is a 78-year-old gentleman who presents to the clinic with a chief complaint of fever, chills and cough. He also reports some dyspnea. He has a history of right sided CVA, COPD, dyslipidemia, and HTN. Current medications include atorvastatin 40 mg po qhs, lisinopril, and fluticasone/salmeterol. He reports more use of his albuterol rescue inhaler.
Vital signs Temp 101.8 F, pulse 108, respirations 21. PaO2 on room air 86% and on O2 4 L nasal canula 94%. CMP WNL, WBC 18.4. Physical exam reveals thin, anxious gentleman with mild hemiparesis on left side due to CVA. HEENT WNL except for diminished gag reflex and uneven elevation of the uvula, CV-HR 108 RRR without murmurs, rubs, or click, no bruits. Resp-coarse rhonchi throughout lung fields. CXR reveals consolidation in right lower lobe. He was diagnosed with community acquired pneumonia (CAP).
Question:
Patient was hypoxic as evidenced by the low PaO2. Explain the pathologic processes that caused this patient’s hypoxemia.
QUESTION 13
- A 64-year-old woman with moderately severe COPD comes to the pulmonary clinic for her quarterly checkup. The APRN reviewing the chart notes that the patient has lost 5% of her body weight since her last visit. The APRN questions the patient and patient admits to not having much of an appetite and she also admits to missing some meals because it “takes too much work” to cook and consume dinner.
Question:
The APRN recognizes that COPD has a deleterious effect on patients. Explain why patients with COPD are at risk for malnutrition.
Nursing Community Discussion Board Questions
Nursing Community Discussion Board Questions
Discussion Board
Please respond to my Discussion Board Question included below. Please follow the Rubric for Discussion Board to maximize your points. You will have four (4) days to post your answers to the question(s),
Questions to answers
- How many accessible mental health facilities are in your community, near the hospital you work or have clinical?
- What is the distance from your nearest emergency room to the mental health facility (Hint: think about transportation)?
- What issues have you and the case managers identified as concerns/issues for placement? What strategies could you implement? (Provide rationale).
Rubric for Discussion Board
| CRITERION | Exemplary (5 pts.) | Competent (3 pts.) | Novice (1 pts.) | SCORE |
| Critical Thinking | Incorporates new concepts and formulates evidence-base conclusions. Evaluates concepts. Thorough discussion of topic. Applies clinical knowledge, and utilizes literature and research to formulate response. | Understand and evaluates basic concepts related to the topic. Applies basic clinical knowledge with minimal use of existing literature and research. | Gathers and understands simple concepts related to the topic. Difficult to follow and/or superficial discussion of topic. Inability to demonstrate basic clinical knowledge or evidence-based literature/research. | |
| Content | Key issues fully identified and answered. Clear discussion of topic. Provides evidence-based literature/research to enrich topic and enhance discussion. Work cited. | Most key issues addressed adequate with superficial thought and preparation. Provides limited evidence-based literature/research and cited. | Key issues missing and not answered. Minimal evidence-based literature/research and not cited. Posts information that is off-topic, incorrect, or irrelevant to discussion. | |
| Follow-up Posting (respond to two) | Posts well developed assignment that fully addresses and develops all aspects of the task. Demonstrates analysis of others’ posts; extends meaningful discussion by building on previous posts. | Adequate feedback provided to others’ posts. Demonstrates analysis of others’ posts but limited motivation for the group discussion to build on previous posts. | Posts shallow contribution to discussion (e.g., agrees or disagrees); basic key issues identified but does not enrich discussion. | |
| Supporting Resources | Uses references to literature, readings, or personal experience to support comments. | Uses personal experience, but no references to readings or literature/research. | Includes no references or supporting experience. | |
| Clarity and Mechanics | Contributes to discussion with clear, concise comments formatted in an easy to read style that is free of grammatical or spelling errors. | Communicates in friendly, courteous and helpful manner with some errors in clarity or mechanics. | Posts long, unorganized content that may contain multiple errors or may be inappropriate. | |
| Total Possible Points | 25 | 15 | 5 |
IS THIS CORRECT
Please respond to my Discussion Board Question. Do not create another question. Please follow the Rubric for Discussion Board to maximize your points.
Once you have answered the question(s), please respond to one of your peers answer(s) to the question(s).
